@font-face{font-family:"Bitter";src:url(fonts/bitter-latin-800.woff2) format("woff2");font-weight:800;font-display:swap}
@font-face{font-family:"Figtree";src:url(fonts/figtree-latin-400.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Figtree";src:url(fonts/figtree-latin-700.woff2) format("woff2");font-weight:700;font-display:swap}
:root{--union:#204188;--deep:#14244A;--red:#D9212B;--mist:#F1F4F8;--gold:#F5A623;--ink:#1B1A17;--slate:#5B6B80}
*{box-sizing:border-box}
body{margin:0;font-family:"Figtree",system-ui,sans-serif;font-size:1.05rem;line-height:1.6;color:var(--ink);background:#fff}
h1,h2{font-family:"Bitter",Georgia,serif;font-weight:800;line-height:1.15;color:var(--deep);margin:0 0 .5em}
h1{font-size:clamp(1.9rem,5vw,3rem)}h2{font-size:clamp(1.4rem,3.2vw,1.9rem)}
a{color:var(--union)}
:focus-visible{outline:3px solid var(--deep);outline-offset:2px;box-shadow:0 0 0 6px #fff}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.wrap{max-width:1120px;margin:0 auto;padding:0 18px}
.draft{background:#FFF4D6;border-bottom:2px solid var(--gold);text-align:center;font-size:.9rem;padding:6px 12px}
.top{border-bottom:3px solid var(--red)}.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:8px;padding-bottom:8px}
.logo{width:110px;height:auto}
.call{font-weight:700;text-decoration:none;background:var(--union);color:#fff;border-radius:999px;padding:12px 18px;min-height:48px;display:inline-flex;align-items:center}
.hero{position:relative;background:var(--deep);color:#fff;overflow:hidden}
.heroimg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.18}
.herogrid{position:relative;display:grid;gap:28px;padding-top:36px;padding-bottom:40px}
@media(min-width:900px){.herogrid{grid-template-columns:1.1fr 1fr;align-items:start;padding-top:56px;padding-bottom:56px}}
.hero h1{color:#fff}.kicker{text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;font-weight:700;color:var(--gold);margin:0 0 8px}
.lead{font-size:1.15rem}
.ticks{list-style:none;padding:0}.ticks li{position:relative;padding-left:28px;margin:8px 0}
.ticks li::before{content:"";position:absolute;left:4px;top:.45em;width:12px;height:7px;border-left:3px solid var(--gold);border-bottom:3px solid var(--gold);transform:rotate(-45deg)}
.card{background:#fff;color:var(--ink);border-radius:14px;padding:22px;border-top:6px solid var(--red);box-shadow:0 10px 30px rgba(0,0,0,.25)}
.small{font-size:.92rem;color:var(--slate)}
.f{margin:0 0 14px}.f label{display:block;font-weight:700;margin-bottom:4px}
input,select,textarea{width:100%;font:inherit;padding:11px 12px;min-height:48px;border:1.5px solid var(--slate);border-radius:8px;background:#fff;color:var(--ink)}
input[aria-invalid=true],select[aria-invalid=true]{border-color:var(--red);border-width:2px}
.req{color:var(--red)}
.chk{display:flex;gap:10px;align-items:flex-start;font-size:.88rem;margin:6px 0 14px}.chk input{width:22px;min-height:22px;height:22px;margin-top:3px;flex:none}
.btn{width:100%;min-height:52px;border-radius:999px;border:2px solid var(--deep);background:var(--gold);color:var(--ink);font:inherit;font-weight:700;font-size:1.08rem;cursor:pointer}
.btn:disabled{opacity:.6;cursor:not-allowed}
.err{color:#a3141c;font-weight:700}
.draftnote{font-size:.88rem;background:var(--mist);border-left:4px solid var(--gold);padding:6px 10px}
.done{background:var(--mist);border-radius:10px;padding:16px}
.how{background:var(--mist);padding:44px 0}
.steps{padding-left:1.3em}.steps li{margin:10px 0}
.foot{background:var(--deep);color:#fff;padding:22px 0;font-size:.95rem}.foot a{color:#fff}
.prose{max-width:760px;padding-top:28px;padding-bottom:28px}
.note{background:var(--mist);padding:8px}
.call{white-space:nowrap}@media(max-width:480px){.hide-sm{display:none}.logo{width:90px}}
.row2{display:grid;gap:0 12px;grid-template-columns:1fr 1fr}